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Home Mortgage

Help for Homeowners

U.S. Bank currently participates in the Home Affordability Refinance Program. New enhancements are available now!

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Purchase a Home

Purchase a Home

Ready to open the door to your new home? Put our team of mortgage professionals to work for you.

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First-Time Buyer

First-Time Buyer

We’ve helped millions of customers buy their first home and are eager to do the same for you.

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Lower Your Payment

Lower Your Payment

Interested in refinancing? We offer competitive rates and flexible loan terms.

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Get Cash Out

Get Cash Out

Want to use the equity in your home to your financial advantage? Ask about our refinancing programs.

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See Solutions That Are Best If You're..

Buying Investment Property
Building a Home
Already have a mortgage with U.S. Bank?

Mortgage Learning Center

  • Our Mortgage Learning Center has valuable information that will help you prepare for and reach home ownership goals.

  • Get the Facts

Mortgage Calculators

Why a U.S. Bank Mortgage?

  • Millions of people have made U.S. Bank their financial partner. We’re a leader in the mortgage industry and look forward to servicing all your mortgage needs, now and in the future.

All of our mortgage loan originators are registered with the Nationwide Mortgage Licensing and Registry System, as required by the Secure and Fair Enforcement Act (S.A.F.E Act). To confirm that your mortgage loan officer is registered, you can visit the NMLSR website and enter their Unique Identifier or name. If you have already applied for a mortgage loan, the Unique Identifier of your mortgage loan officer was provided to you on the first written communication you received in connection with your application. If you would like the Unique Identifier of a loan officer, feel free to contact your local branch or call 800-365-7772.

Equal Housing Lender Equal Housing Lender

Deposit Products offered by U.S. Bank N.A. Member FDIC

View the latest notice of the changes in the temporary FDIC insurance coverage for transaction accounts. Learn More

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Mortgage Help and Repayment Options

Rates & Products

See today's rates. Rates and Products may vary by location.

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